Sometimes a workplace injury is caused by someone other than your employer or a co-worker, such as the manufacturer who provided faulty equipment or the maintenance company that failed to keep a piece of machinery in good working condition. When that happens, you may have the right to file a third-party claim.
Workers’ compensation claims are very limited by nature. You can only get your medical benefits and a portion of your wages. Unlike ordinary injury claims, you cannot collect anything for all your pain and suffering. In many cases, the compensation from a third-party claim can vastly exceed the amount you can receive from workers’ compensation.
At the Law Offices of Hall & Copetas, we never let our clients walk away until we have explored every possible source of compensation. We know that every dollar you receive is important when you are trying to rebuild your life after a serious injury. We can help you determine if you have a right to a third-party claim.
What Types Of Third Parties Are Commonly Liable For Work Accidents?
There are many possible situations that could lead to third-party claims — far too many to list in one place. However, some of the most common third-party claims involve:
- The drivers of cars that cause an accident with the truck or car you were driving
- The manufacturers of unreasonably dangerous machinery
- The manufacturers of defective machinery
- Repair and maintenance companies that fail to do their jobs correctly
- Supply companies who fail to pack a load properly, causing a wreck
It is critically important to understand that an insurance company will not tell you about your rights to third-party benefits after a work injury. If you think you may have a case, let an attorney guide you.